3 Sprague Ln, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 3 Sprague Ln, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,392 sqft · built 2002
Lot Size	0.192 acres (8,350 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2023)
Tax Bill	$5,445 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`45-030-021-2`

Property Details

APN / Parcel Number

Primary APN	`45-030-021-2`
Alternative APNs	`WORC M:45 B:030 L:021-2` `M:45 B:030 L:021=2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	3,024 sqft
1st Floor Area	864 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	45-030-021-2
Street Address	3 SPRAGUE LN
City	WORCESTER
State	MA
Zip	01604-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	30
Legal Lot Number	21-2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1009
Census Tract	732802

Owner

Source: Worcester County and Worcester City records · APN 45-030-021-2

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 SPRAGUE LN, WORCESTER, MA 01604-3523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY
Jun 02, 2023	Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Jun 02, 2023 · Amount on Record
Deed Document Number	202372792
Deed Book / Page	69594 / 328
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 31, 2023
Property Address	3 SPRAGUE LN, WORCESTER, MA 01604-3523
Document Number	069594-328
Book / Page	69594 / 328
Instrument Date	Aug 31, 2023
Instrument	72792
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRAGUE LN, WORCESTER, MA 01604-3523

Mortgage

Document Number	0000072793
Date	Aug 31, 2023
Instrument	72793

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	069594-353
Date	Aug 31, 2023
Book Page	69594/353
Instrument	72794

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	WORCESTER MA
Recording Date	Jun 02, 2023
Property Address	3 SPRAGUE LN, WORCESTER, MA 01604-3523
Document Number	069212-108
Book / Page	69212 / 108
Instrument Date	May 17, 2023
Instrument	43245
Transaction Type	Foreclosure
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,445.00 (+6.12%)	$412,800 (+15.37%) Land $118,100 Building $294,700	$476,140 (+48.81%)
2024			$319,960
2023	$5,131.00	$357,800 Land $102,700 Building $255,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277328021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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