Suffolk County and Smithtown Town property record for 3 Speaker St, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,310 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2002) |
| Tax Bill | $12,067 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 89.-1-26 |
| Primary APN | 473489 89.-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 1,358 sqft |
| 1st Floor Area | 1,310 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 816 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3 SPEAKER ST |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-179451 TC-152 *2419 SEC 2 LOT 143 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records · APN 473489 89.-1-26
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SPEAKER ST, COMMACK, NY 11725-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2002 · Amount on Record |
| Deed Sale | Oct 29, 2002 · Amount on Record |
| Deed Book / Page | 12217 / 304 |
| Record Updated | Sep 20, 2026 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,730 (-) Land $305 Building $4,425 | $591,250 (+10,774.56%) Land $38,125 Building $553,125 | |
| 2024 | $12,067.00 | ||
| 2023 | $4,730 Land $305 Building $4,425 | $5,437 Land $351 Building $5,086 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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