Frederick County property record for 3 Spangler Ct, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,960 sqft · built 1992 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Dec 2020) |
| Tax Bill | $3,472 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-351993 |
| Primary APN | 15-351993 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 680 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 234 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 351993 |
|---|---|
| Street Address | 3 SPANGLER CT |
| City | THURMONT |
| State | MD |
| Zip | 21788-1788 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 8 PLAT 1 2,000 SQ. FT. ALBERT COURTS SUB. |
| Legal Subdivision | ALBERT COURTS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 753002 |
3 Spangler Ct, a townhouse, is owned and occupied by an individual who bought it in December 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SPANGLER CT, THURMONT, MD 21788-1788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Deed of Trust, Mortgage INTEGRITY HM MTG |
| Dec 23, 2020 | Grant Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Apr 20, 2016 · Amount on File |
| Deed Book / Page | 14392 / 330 |
| Transfer Doc | 0000005140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3 SPANGLER CT, THURMONT, MD 21788-1788 |
| Document Number | 0143920338 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 SPANGLER CT THURMONT MD 217881788, THURMONT, MD 21788-1788 |
| Document Number | 0143920338 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 014392/000338 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 23, 2020 |
| Property Address | 3 SPANGLER CT, THURMONT, MD 21788-1788 |
| Document Number | 0143920330 |
| Book / Page | 014392 / 000330 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SPANGLER CT THURMONT MD 217881788, THURMONT, MD 21788-1788 |
The 2025 property tax bill for 3 Spangler Ct was $3,472 with a homeowner's exemption, up 5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,500 (+10.43%) Land $50,000 Building $233,500 | $283,500 (-) Land $50,000 Building $233,500 | |
| 2025 | $3,472.00 (+4.99%) Homeowner's exemption | $256,733 | $283,500 Land $50,000 Building $233,500 |
| 2024 | $3,307.00 (+5.99%) | ||
| 2023 | $3,120.00 Homeowner's exemption | $203,200 Land $50,000 Building $153,200 | $203,200 Land $50,000 Building $153,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Spangler Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Spangler Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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