Norfolk County and Franklin Town City property record for 3 Southgate Rd, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1960 |
| Lot Size | 0.384 acres (16,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Sep 2003) |
| Tax Bill | $6,164 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-118 |
| Primary APN | 115-118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,219 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,740 sqft (0.384 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 115-118 |
|---|---|
| Street Address | 3 SOUTHGATE RD |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 165 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 442104 |
3 Southgate Rd is owned and occupied by two individuals who bought it in September 2003.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SOUTHGATE RD, FRANKLIN, MA 02038-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2024 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Jul 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Apr 21, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2003 · Amount on File |
| Deed Sale | Sep 24, 2003 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 3 SOUTHGATE RD, FRANKLIN, MA 02038-2750 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042110-414 |
|---|---|
| Date | Nov 15, 2024 |
| Book Page | 42110/414 |
| Instrument | 76230 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 3 SOUTHGATE RD, FRANKLIN, MA 02038-2750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38123-594 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 38123/594 |
| Instrument | 71946 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Apr 21, 2020 |
| Property Address | 3 SOUTHGATE RD, FRANKLIN, MA 02038-2750 |
| Document Number | 37789-106 |
| Book / Page | 37789 / 106 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 35161 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SOUTHGATE RD, FRANKLIN, MA 02038-2750 |
| Document Number | 37789-109 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 37789/109 |
| Instrument | 35162 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 3 Southgate Rd was $6,164, up 11.9% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,164.00 (+11.89%) | $530,500 (+13.52%) Land $242,900 Building $287,600 | $526,015 (+1.75%) |
| 2024 | $5,509.00 (-2.44%) | $467,300 (+4.1%) Land $242,900 Building $224,400 | $516,990 |
| 2023 | $5,647.00 | $448,900 Land $244,900 Building $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Southgate Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Southgate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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