3 Somerset Ln, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 3 Somerset Ln, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,264 sqft · built 2004
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$617,250 (Aug 2009)
Tax Bill	$13,272 (2025)
Deeds & Mortgages	Dec 2021 Refinance Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00925516`

Property Details

APN / Parcel Number

Primary APN	`00925516`
Alternative APNs	`NTWN M:53 B:2 L:208 U:27` `NEWT M:53 B:2 L:208 U:27` `925516`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,264 sqft Living Area
Gross Area	7,460 sqft
1st Floor Area	2,288 sqft
Basement Area	2,288 sqft
Unfinished Basement	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	925516
Street Address	3 SOMERSET LN
City	SANDY HOOK
State	CT
Zip	06482-1584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	208
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1002
Census Tract	230501

Owner

3 Somerset Ln is owned and occupied by an individual who bought it in August 2009.

Source: Newtown Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SOMERSET LN, SANDY HOOK, CT 06482-1584
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWN SAVINGS BANK
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2009 · Amount on File
Deed Sale	Aug 27, 2009 · Amount on File
Prior Sale	Jun 28, 2004 · Amount on File
Deed Book / Page	953 / 718
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	3 SOMERSET LN, SANDY HOOK, CT 06482-1584
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01186-1184
Date	Dec 29, 2021
Book Page	1186/1184
Instrument	20210-00007116

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	3 SOMERSET LN, SANDY HOOK, CT 06482-1584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1102-781
Date	Sep 20, 2017
Book Page	1102/781
Instrument	3846480012

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Somerset Ln was $13,272.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,272.00	$461,795 Land $86,920 Building $374,875	$323,257 Land $60,844 Building $262,413
2024	$13,272.00 (+9.52%)
2023	$12,118.00 (-3.98%)	$461,795 (+26.87%) Land $86,920 Building $374,875
2022	$12,620.00	$364,000 Land $65,400 Building $298,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Somerset Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Somerset Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Somerset Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures