Essex County and Andover Town property record for 3 Somerset Dr, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,209 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $704,000 (Sep 2011) |
| Tax Bill | $15,042 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00128 B:00067 L:00000 |
| Primary APN | ANDO M:00128 B:00067 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,209 sqft Living Area |
| Gross Area | 6,374 sqft |
| Basement Area | 1,726 sqft |
| Unfinished Basement | 1,726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 SOMERSET DR |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRC |
| Legal Subdivision | SOMERSET VILLAGE |
| Legal Block | 67 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 254402 |
3 Somerset Dr is owned and occupied by two individuals who bought it in September 2011.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SOMERSET DR, ANDOVER, MA 01810-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Dec 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on File |
| Deed Sale | Sep 16, 2011 · Amount on File |
| Prior Sale | Jul 22, 2008 · Amount on File |
| Deed Document Number | 20112 |
| Deed Book / Page | 12616 / 209 |
| Transfer Doc | 10928-122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 SOMERSET DR, ANDOVER, MA 01810-1249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16333-251 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 16333/251 |
| Instrument | 13147 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 SOMERSET DR, ANDOVER, MA 01810-1249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16638-179 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 16638/179 |
| Instrument | 34378 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3 Somerset Dr was $15,042, up 4.3% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,042.00 (+4.32%) | $1,204,300 (+7.57%) Land $566,300 Building $638,000 | $1,256,375 |
| 2024 | $14,419.00 (+6.82%) | $1,119,500 (+13.29%) Land $531,400 Building $588,100 | |
| 2023 | $13,499.00 | $988,200 Land $454,300 Building $533,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Somerset Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Somerset Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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