3 Snipes Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3 Snipes Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,384 sqft · built 1982
Lot Size1.05 acres (45,738 sqft)
OwnerIndividual Name on Record
Last Sale$169,000 (Jun 2014)
Tax Bill$3,497 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN505680B003

Property Details

APN / Parcel Number

Primary APN505680B003
Alternative APN
  • 3-0037-5188-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,384 sqft Living Area
Gross Area3,172 sqft
1st Floor Area1,384 sqft
Basement Area1,348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,738 sqft (1.05 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number505680B003
Street Address3 SNIPES CT
CitySAINT CHARLES
StateMO
Zip63303-6452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWOODCLIFF LAKE EST LOT 3
Legal SubdivisionWOODCLIFF LAKE EST
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4001
Census Tract311148

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 SNIPES CT, SAINT CHARLES, MO 63303-6452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Sep 5, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2014 · Amount on Record
Deed SaleJun 9, 2014 · Amount on Record
Prior SaleFeb 10, 1999 · Amount on Record
Deed Document Number2014296430
Deed Book / Page6197 / 2239
Prior Transfer DateJan 5, 1999
Prior Transfer Doc0022040658
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 SNIPES CT, SAINT CHARLES, MO 63303-6452
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SNIPES CT, SAINT CHARLES, MO 63303-6452

Mortgage

Document Number0000050810
DateSep 14, 2022
Instrument2022R-050810
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueAug 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 SNIPES CT, SAINT CHARLES, MO 63303-6452
Document Number0000068615
Instrument DateSep 5, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SNIPES CT ST CHARLES MO 633036452, ST CHARLES, MO 63303-6452

Mortgage

Document Number0000068615
DateSep 16, 2020
Instrument68615
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term180 Months
DueSep 15, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,497.00 (+6.36%)$58,191 (+9.62%)$306,270 (+9.63%) Land $84,500 Building $221,770
2024$3,288.00
2023$53,082
2022$279,377 Land $84,500 Building $194,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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