3 Snipe Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 3 Snipe Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 2014
Lot Size0.085 acres (3,720 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2013)
Tax Bill$9,218 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00532701-024100

Property Details

APN / Parcel Number

Primary APN00532701-024100
Alternative APNs
  • 01613900532701024100
  • 1654299

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,720 sqft (0.085 acres)
Lot Dimensions62 ft deep x 60 ft wide
View / LotCanal
Garage TypeCovered
Garage Area688 sqft
PorchOpen Porch
Porch Area575 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1654299
Street Address3 SNIPE RD
CityKEY LARGO
StateFL
Zip33037-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 9 LT 2 SEXTON COVE ESTATES - RESUBDIVISION KEY LARGOPB6-30 OR527-58 OR1004-1973 OR1012-1615 OR2642-748
Legal Range39E
Legal Township61S
Legal Section01
Legal SubdivisionSEXTON COVES ESTATES
Legal Block9
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 SNIPE RD, KEY LARGO, FL 33037-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2013 · Amount on Record
Deed SaleJul 31, 2013 · Amount on Record
Prior SaleFeb 1, 1981 · Amount on Record
Deed Document Number20131943958
Deed Book / Page2642 / 748
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3 SNIPE RD, KEY LARGO, FL 33037-3031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030440769
DateSep 15, 2020
Book Page3044/769
Instrument2281812
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,218.00 (+131.78%)$1,035,301 (+145.06%) Land $546,988 Building $488,313$1,035,301 (+19.73%) Land $546,988 Building $488,313
2024$3,977.00 (+4.27%)
2023$3,814.00 (+5.59%) Homeowner's exemption$422,474 (+3%)$864,707 (+8.58%) Land $386,694 Building $478,013
2022$3,612.00 Homeowner's exemption$410,169$796,408 Land $322,245 Building $474,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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