York County and Saco City property record for 3 Smutty Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 2015 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,923 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1206R |
| Primary APN | R1206R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| Gross Area | 2,892 sqft |
| 1st Floor Area | 1,374 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 96,703 sqft (2.22 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R1206R |
|---|---|
| Street Address | 3 SMUTTY LN |
| City | SACO |
| State | ME |
| Zip | 04072-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 15 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5100 |
3 Smutty Ln is owned and occupied by two individuals.
Source: York County and Saco City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SMUTTY LN, SACO, ME 04072-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS |
| May 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SACO & BIDDEFORD SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 3 SMUTTY LN, SACO, ME 04072-9717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0189570387 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 18957/387 |
| Instrument | 2022008043 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 3 SMUTTY LN, SACO, ME 04072-9717 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179600122 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 17960/122 |
| Instrument | 2019019106 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
The 2025 property tax bill for 3 Smutty Ln was $5,923, up 1.1% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,923.00 (+1.08%) | $417,100 (-) Land $149,300 Building $267,800 | |
| 2024 | $5,860.00 | $417,100 Land $149,300 Building $267,800 | $353,780 |
| 2022 | $5,517.00 | $301,000 Land $113,700 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Smutty Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Apr 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Smutty Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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