Essex County and Salem City property record for 3 Smith St, Salem, MA 01970 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,032 sqft · built 1900 |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2021) |
| Tax Bill | $4,290 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:36 L:0014 S:802 |
| Primary APN | SALE M:36 L:0014 S:802 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,032 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 SMITH ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-3908 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | LEMON SMITH STREET CONDO |
| Legal Lot Number | 14 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 204500 |
Source: Essex County and Salem City records · APN SALE M:36 L:0014 S:802
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SMITH ST, 2, SALEM, MA 01970-3908 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jul 08, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CROSSCOUNTRY MORTGAGE INC |
| Nov 26, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NECTAR COMMUNITY INVS |
| May 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Oct 04, 2018 | Deed, Transfer HARBORONE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Oct 04, 2018 · Amount on Record |
| Deed Book / Page | 39931 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040066-30 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 40066/30 |
| Instrument | 20210708004500 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0040066-47 |
|---|---|
| Date | Jul 08, 2021 |
| Book Page | 40066/47 |
| Instrument | 20210708004510 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042455-563 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | 42455/563 |
| Instrument | 20241126002790 |
| Name | NECTAR COMMUNITY INVS |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | May 28, 2021 |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Document Number | 039931-256 |
| Book / Page | 39931 / 256 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SMITH ST # 2, 2, SALEM, MA 01970-3908 |
| Document Number | 0039931259 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 39931/259 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 039931-273 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 39931/273 |
| Instrument | 20210528007040 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM MA |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38638-505 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 38638/505 |
| Instrument | 20200623002370 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Oct 04, 2018 |
| Property Address | 3 SMITH ST, SALEM, MA 01970-3908 |
| Document Number | 37062-460 |
| Book / Page | 37062 / 460 |
| Instrument | 181004001520 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 370620462 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 37062/0462 |
| Name | HARBORONE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 04, 2048 |
Source: Essex County and Salem City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,290.00 (-0.53%) | $378,300 (+1.91%) Building $378,300 | $438,615 |
| 2024 | $4,313.00 (+5.45%) | $371,200 (+13.55%) Building $371,200 | |
| 2023 | $4,090.00 | $326,900 Building $326,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Bridge Street Neck Historic District listed 2002 · 383 contributing resources · NRIS 02000790 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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