3 Smith Rd, Elkton, MD 21921 Property Records

Cecil County property record for 3 Smith Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1950
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (May 2025)
Tax Bill	$2,556 (2026)
Flood Zone	Zone X (minimal risk)
APN	`04-007336`

Property Details

APN / Parcel Number

Primary APN	`04-007336`
Alternative APNs	`4007336` `007336`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007336
Street Address	3 SMITH RD
City	ELKTON
State	MD
Zip	21921-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PT. LOTS 7&8 -1.39 A 3 SMITH ROAD GLEN FARMS
Legal Subdivision	GLEN FARMS
Legal Lot Number	7,8
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1007
Census Tract	30602

Owner

3 Smith Rd is owned and occupied by an individual who bought it in May 2025.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SMITH RD, ELKTON, MD 21921-8351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Aug 2, 2000
Deed Book / Page	5613 / 490
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3 Smith Rd was $2,556, up 15.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,556.00 (+15.55%)	$233,000	$300,200 Land $124,100 Building $176,100
2025	$2,212.00
2023	$30.00 Homeowner's exemption	$190,000	$199,400 Land $90,600 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20