3 Smith Farm Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 3 Smith Farm Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,412 sqft · built 2004
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Oct 2017)
Tax Bill	$12,210 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-02`

Property Details

APN / Parcel Number

Primary APN	`31-02`
Alternative APNs	`CROM M:04800000` `M:31 B:31 L:02` `4800000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,412 sqft Living Area
Gross Area	7,280 sqft
1st Floor Area	2,182 sqft
Basement Area	2,182 sqft
Unfinished Basement	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4800000
Street Address	3 SMITH FARM RD
City	CROMWELL
State	CT
Zip	06416-2492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	31
Legal Lot Number	2
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	3
Census Block	3011
Census Tract	570300

Owner

3 Smith Farm Rd is owned and occupied by an individual who bought it in October 2017.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SMITH FARM RD, CROMWELL, CT 06416-2492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Balloon Mortgage SEASONS FEDERAL CREDIT UNION
Dec 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage SEASONS FEDERAL CREDIT UNION
Oct 30, 2017	Warranty Deed, Transfer UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	May 1, 2006 · Amount on File
Deed Book / Page	1605 / 326
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	3 SMITH FARM RD, CROMWELL, CT 06416-2492
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1713-229
Date	Mar 4, 2021
Book Page	1713/229
Instrument	622

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	3 SMITH FARM RD, CROMWELL, CT 06416-2492
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1666-231
Date	Dec 30, 2019
Book Page	1666/231

Lender

Name	SEASONS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2039

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Oct 30, 2017
Property Address	3 SMITH FARM RD, CROMWELL, CT 06416-2492
Document Number	1605-326
Book / Page	1605 / 326
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16050329
Date	Oct 30, 2017
Instrument	01605/0329

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Smith Farm Rd was $12,210.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,210.00	$396,550 Land $103,320 Building $293,230	$277,585 Land $72,324 Building $205,261
2024	$12,210.00 (+4.69%)
2023	$11,663.00 (+5.88%)	$396,550 (+2%) Land $103,320 Building $293,230
2022	$11,015.00	$330,470 Land $93,450 Building $237,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Smith Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Smith Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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