3 Smith Dr, Castleton On Hudson, NY 12033 Property Records

Rensselaer County and Schodack Town property record for 3 Smith Dr, Castleton On Hudson, NY 12033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Dec 2019)
Tax Bill	$4,990 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`321A185525`

Property Details

APN / Parcel Number

Primary APN	`321A185525`
Alternative APN	`384401 198.16-4-33.2`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	187 ft deep x 66.1 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	321A185525
Street Address	3 SMITH DR
City	CASTLETON ON HUDSON
State	NY
Zip	12033-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	4
Legal Lot Number	33.002
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHODACK
Census Block Group	1
Census Block	1021
Census Tract	52503

Owner

3 Smith Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Rensselaer County and Schodack Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SMITH DR, CASTLETON ON HUDSON, NY 12033-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2019561311
Deed Book / Page	9025 / 291
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 5, 2019
Property Address	3 SMITH DR, CASTLETON, NY 12033-1330
Document Number	0000561311
Book / Page	009025 / 000291
Instrument Date	Nov 26, 2019
Instrument	561311
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	A AND G TITLE AND SETTLEMENT, A & G TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 SCHODACK LANDING RD SOUTH SCHODACK NY 12033, SOUTH SCHODACK, NY 12033

Mortgage

Document Number	561312
Date	Dec 5, 2019
Book Page	009025/000295
Instrument	561312

Lender

Name	SEFCU MTG SVCS
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3 Smith Dr was $4,990, up 0.7% from the year before.

Source: Rensselaer County and Schodack Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schodack Town
Municipality	Castleton-on-Hudson Village
Unified School District	Schodack Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,990.00 (+0.73%)
2025	$4,954.00	$114,400 Land $27,700 Building $86,700	$186,289 Land $45,107 Building $141,182
2023		$114,400 Land $27,700 Building $86,700	$153,043 Land $37,057 Building $115,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 3 Smith Dr; there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	19 (1996–2026)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2000 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Smith Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTLETON VILLAGE PWS serves 2,413 people · EPA ID NY4100035
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000