Cumberland County and Standish Town property record for 3 Smith Ave, Steep Falls, ME 04085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 893 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,900 (Nov 2018) |
| Tax Bill | $3,029 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Nov 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | STAN M:33 L:37-13 |
| Primary APN | STAN M:33 L:37-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 893 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 893 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | B4604R |
|---|---|
| Street Address | 3 SMITH AVE |
| City | STEEP FALLS |
| State | ME |
| Zip | 04085-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VC |
| Legal Lot Number | 37-13 |
| Jurisdiction | STANDISH ME |
| Township / Civil Division | STANDISH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 17004 |
Source: Cumberland County and Standish Town records · APN STAN M:33 L:37-13
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 162, STEEP FALLS, ME 04085-0162 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2025 | Deed of Trust, Mortgage TOWN & COUNTRY FCU |
| Nov 06, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TOWN & COUNTRY FCU |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU |
| Nov 28, 2018 | Quit Claim Deed, Transfer MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2006 · Amount on Record |
| Deed Document Number | 201860348 |
| Deed Book / Page | 35315 / 36 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 3 SMITH AVE, STEEP FALLS, ME 04085-5918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0414470062 |
|---|---|
| Date | May 16, 2025 |
| Book Page | 41447/62 |
| Instrument | 16959 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 85 Months |
| Due | Jun 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 3 SMITH AVE, STEEP FALLS, ME 04085-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0374010001 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 37401/1 |
| Instrument | 71979 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 3 SMITH AVE, STEEP FALLS, ME 04085-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0369600215 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 36960/215 |
| Instrument | 41710 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANDISH ME |
| Property Address | 3 SMITH AVE, STEEP FALLS, ME 04085-5918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0390920115 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 39092/115 |
| Instrument | 3167 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANDISH ME |
| Recording Date | Nov 28, 2018 |
| Property Address | 3 SMITH AVE, STEEP FALLS, ME 04085-5918 |
| Document Number | 0353150036 |
| Book / Page | 035315 / 000036 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 60348 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | TITLE 365 |
| Tax | $840.13 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SMITH AVE STANDISH ME 04084, STANDISH, ME 04084 |
| Document Number | 353150040 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 035315/000040 |
| Instrument | 60349 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 27, 2048 |
Source: Cumberland County and Standish Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Standish Town |
| Unified School District | School Administrative District 06 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,029.00 (+1.1%) | $244,300 (+2.73%) Land $55,500 Building $188,800 |
| 2024 | $2,996.00 (+6.92%) | $237,800 (+17.55%) Land $51,200 Building $186,600 |
| 2023 | $2,802.00 (+13.95%) | $202,300 (+18.86%) Land $42,700 Building $159,600 |
| 2022 | $2,459.00 | $170,200 Land $37,700 Building $132,500 |
Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 51 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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