3 Skyline Dr, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Skyline Dr, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,533 sqft · built 1964
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Sep 1998)
Tax Bill	$21,474 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-01105-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`63-01105-0000-00008`
Alternative APNs	`630110500008` `144900`

Interior

Stories	1 Story
Building Area	3,533 sqft Living Area
1st Floor Area	3,533 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,946 sqft (0.94 acres)

Location & Zoning

Account Number	144900
Street Address	3 SKYLINE DR
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.940 AC
Legal Subdivision	SADDLE HORN FRAMS
Legal Block	1105
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3002
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 1998 · Amount on Record
Deed Sale	Sep 8, 1998 · Amount on Record
Deed Document Number	1998138782
Deed Book / Page	8099 / 167
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042900568
Date	Jul 23, 2021
Book Page	4290/568
Instrument	2021118760

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010

Mortgage

Document Number	0040040417
Date	Mar 9, 2021
Book Page	4004/417
Instrument	2021033320

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Jan 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038381559
Date	Nov 30, 2020
Book Page	3838/1559
Instrument	20-125248

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 SKYLINE DR, UPPER SADDLE RIVER, NJ 07458-2010
Document Number	0028512481
Book / Page	002851 / 002481
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 SKYLINE DR UPPER SADDLE RIVER NJ 074582010, UPPER SADDLE RIVER, NJ 07458-2010

Mortgage

Document Number	0028512481
Date	Jan 30, 2018
Book Page	002851/002481

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,100 (-) Land $422,000 Building $407,100	$829,100 (-) Land $422,000 Building $407,100
2025	$21,474.00 (+1.73%)	$829,100 (-) Land $422,000 Building $407,100	$829,100 (-) Land $422,000 Building $407,100
2024	$21,108.00 (+2.95%)
2023		$829,100 Land $422,000 Building $407,100	$829,100 Land $422,000 Building $407,100
2022	$20,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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