3 Silver Lakes Dr, Darien, CT 06820 Property Records

Darien Town property record for 3 Silver Lakes Dr, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,552 sqft · built 1962
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Nov 2021)
Tax Bill	$12,552 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`DARI M:37 B:4`

Property Details

APN / Parcel Number

Primary APN	`DARI M:37 B:4`
Alternative APN	`4444`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2021
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4444
Street Address	3 SILVER LAKES DR
City	DARIEN
State	CT
Zip	06820-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Block	4
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1004
Census Tract	30300

Owner

3 Silver Lakes Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Darien Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Nov 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Oct 16, 2018	Quit Claim Deed, Transfer
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Deed Book / Page	1732 / 499
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001782-419
Date	Dec 29, 2025
Book Page	1782/419

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Nov 22, 2021
Property Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Document Number	1732-499
Book / Page	1732 / 499
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WARD LN, DARIEN, CT 06820-3638

Mortgage

Document Number	1732502
Date	Nov 22, 2021
Instrument	1732/502

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARIEN CT
Recording Date	Oct 16, 2018
Property Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Document Number	1643-478
Book / Page	001643 / 000478
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 SILVER LAKES DR DARIEN CT 068204815, DARIEN, CT 06820-4815

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARIEN CT
Recording Date	Apr 20, 2018
Property Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Document Number	1634-467
Book / Page	001634 / 000467
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 SILVER LAKES DR DARIEN CT 068204815, DARIEN, CT 06820-4815

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DARIEN CT
Recording Date	Apr 20, 2018
Property Address	3 SILVER LAKES DR, DARIEN, CT 06820-4815
Document Number	1634-472
Book / Page	001634 / 000472
Transaction Type	Transfer
Record Updated	May 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SILVER LAKES DR DARIEN CT 068204815, DARIEN, CT 06820-4815

Tax Assessment & Valuation

The 2025 property tax bill for 3 Silver Lakes Dr was $12,552.

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,552.00	$810,880 Land $562,450 Building $248,430	$567,616 Land $393,715 Building $173,901
2024	$12,552.00 (+11.45%)
2023	$11,262.00 (+12.14%)	$639,520 (+9.72%) Land $432,670 Building $206,850
2022	$10,043.00	$582,890 Land $432,670 Building $150,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Silver Lakes Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Silver Lakes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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