3 Silver Cir, Fredericksburg, VA 22405 Property Records

Stafford County property record for 3 Silver Cir, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,458 sqft · built 1978
Lot Size	1.52 acres (66,520 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (May 2023)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`55J-2-40`

Property Details

APN / Parcel Number

Primary APN	`55J-2-40`
Alternative APNs	`055J 2 40` `38114`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Basement Area	1,458 sqft
Finished Basement	950 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,520 sqft (1.52 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	38114
Old Parcel Number	055J 2 40
Street Address	3 SILVER CIR
City	FREDERICKSBURG
State	VA
Zip	22405-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2- RURAL RES
Legal Description	LOT 40 SEC 2 1.5271 AC BEL PLAINS ESTATES
Legal Subdivision	BEL PLAINS ESTATE SEC 02
Legal Lot Number	40
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1011
Census Tract	10504

Owner

3 Silver Cir is owned and occupied by an individual who bought it in May 2023.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	3 SILVER CIR, FREDERICKSBURG, VA 22405-3419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Jan 24, 2023	Trustee's Deed, Foreclosure · Commercial Mortgage FUNDING FLIPS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jan 24, 2023 · Amount on File
Deed Document Number	230005672
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 18, 2023
Property Address	3 SILVER CIR, FREDERICKSBURG, VA 22405-3419
Document Number	0230005672
Instrument Date	May 16, 2023
Instrument	230005672
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SILVER CIR, FREDERICKSBURG, VA 22405-3419

Mortgage

Document Number	0230005673
Date	May 18, 2023
Instrument	230005673

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 24, 2023
Property Address	3 SILVER CIR, FREDERICKSBURG, VA 22405-3419
Document Number	0230000726
Instrument Date	Jan 10, 2023
Instrument	230000726
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 862, FAIRFAX, VA 22038-0862
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000727
Date	Jan 24, 2023
Instrument	230000727

Lender

Name	FUNDING FLIPS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Silver Cir was $3,786.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00	$404,200 Land $130,000 Building $274,200	$404,200 Land $130,000 Building $274,200
2023	$3,119.00	$330,100 (-) Land $120,000 Building $210,100	$330,100 (-) Land $120,000 Building $210,100
2022		$330,100 Land $120,000 Building $210,100	$330,100 Land $120,000 Building $210,100
2021	$2,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Silver Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Silver Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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