Suffolk County and Smithtown Town property record for 3 Silo Rd, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 22,651 sqft (0.52 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2012) |
| Tax Bill | $18,550.00 (2024) |
| Primary APN | 473489 60.-4-11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,651 sqft (0.52 acres) |
|---|
| Street Address | 3 SILO RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1515 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-212901 TC-52 *3541 SEC 9 LOT 439 BURR WINKLE |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town records · APN 473489 60.-4-11
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SILO RD, COMMACK, NY 11725-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Aug 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Aug 11, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2012 · Amount on Record |
| Deed Sale | Jun 06, 2012 · Amount on Record |
| Prior Sale | Dec 02, 1993 · Amount on Record |
| Deed Book / Page | 12695 / 418 |
| Prior Transfer Date | May 18, 2010 |
| Prior Transfer Doc | 0126300584 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 SILO RD, COMMACK, NY 11725-1515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0235300656 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 23530/656 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 SILO RD, COMMACK, NY 11725-1515 |
| Document Number | 0229880238 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 SILO RD COMMACK NY 117251515, COMMACK, NY 11725-1515 |
| Document Number | 0229880238 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 022988/000238 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 SILO RD, COMMACK, NY 11725-1515 |
| Document Number | 0229880239 |
| Instrument Date | Aug 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 SILO RD COMMACK NY 117251515, COMMACK, NY 11725-1515 |
| Document Number | 0229880239 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 022988/000239 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,785 (-) Land $500 Building $6,285 | $848,125 (+10,774.79%) Land $62,500 Building $785,625 | |
| 2024 | $18,550.00 | ||
| 2023 | $6,785 Land $500 Building $6,285 | $7,799 Land $575 Building $7,224 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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