3 Shytle Ln, Fletcher, NC 28732 Property Records

Buncombe County property record for 3 Shytle Ln, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 2020
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Jul 2026)
Tax Bill	$813 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3037500-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3037500-2020-20`
Alternative APNs	`3037500-2020-2020-0000-00` `9664-79-6314-00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3037500-2020-20
Street Address	3 SHYTLE LN
City	FLETCHER
State	NC
Zip	28732-0300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT: C PLAT: 0203-0060
Legal Subdivision	BRIAN BERMINGHAM
Legal Block	3
Legal Lot Number	C
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3007
Census Tract	3202

Owner

Source: Buncombe County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SHYTLE LN, FLETCHER, NC 28732-0300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Dec 22, 2025	Warranty Deed, Transfer
Nov 20, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Book / Page	6609 / 1988
Prior Transfer Date	Oct 28, 2025
Prior Transfer Doc	6539001598
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 8, 2026
Property Address	3 SHYTLE LN, FLETCHER, NC 28732-0300
Document Number	6609001988
Book / Page	6609 / 1988
Instrument Date	Jul 6, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHYTLE LN, FLETCHER, NC 28732-0300

Mortgage

Document Number	6609001991,
Date	Jul 8, 2026
Book Page	6609/1991

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 22, 2025
Property Address	3 SHYTLE LN, FLETCHER, NC 28732-0300
Document Number	0065540360
Book / Page	6554 / 360
Map Reference	MB 203 PG 60
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SHYTLE LN, FLETCHER, NC 28732-0300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHYTLE LN, FLETCHER, NC 28732-0300

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	3 SHYTLE LN, FLETCHER, NC 28732-0300
Document Number	0059821598
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHYTLE LN FLETCHER NC 28732, FLETCHER, NC 28732

Mortgage

Document Number	0059821598
Date	Nov 23, 2020
Book Page	005982/001598

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (+4.77%) Senior Citizen's exemption	$252,400 (-) Land $47,200 Building $205,200	$252,400 (-) Land $47,200 Building $205,200
2024	$776.00 (+3.19%)
2023	$752.00	$252,400	$252,400 (-) Land $47,200 Building $205,200
2021			$252,400 Land $47,200 Building $205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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