3 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 1,536 sqft · built 1977
Lot Size	1.14 acres (50,038 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Sep 2020)
Tax Bill	$7,388 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:150 B:95`

Property Details

APN / Parcel Number

Primary APN	`WEST M:150 B:95`
Alternative APNs	`M:150 B:95 L` `8058646`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	4,026 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	50,038 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8058646
Street Address	3 SHORE RD
City	WESTERLY
State	RI
Zip	02891-5110
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	95
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1028
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 E 72ND ST, 2E, NEW YORK, NY 10021-4249
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Trustee's Deed, Transfer JP MORGAN CHASE BK
Oct 2, 2018	Warranty Deed, Transfer
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Book / Page	2020 / 18249
Record Updated	Sep 20, 2026

September 2020: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 9, 2020
Property Address	3 SHORE RD, WESTERLY, RI 02891-5110
Document Number	2020-8249
Book / Page	002020 / 018249
Instrument Date	Aug 28, 2020
Instrument	4194
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E 72ND ST #2E NEW YORK NY 100214249, 2E, NEW YORK, NY 10021-4249

Mortgage

Document Number	2020-8253
Date	Sep 9, 2020
Book Page	002020/018253
Instrument	4195

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 2, 2018
Property Address	3 SHORE RD, WESTERLY, RI 02891-5110
Document Number	2018-6679
Book / Page	002018 / 016679
Instrument Date	Sep 19, 2018
Instrument	4169
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	12007 CIELO CT PALM BEACH GARDENS FL 334181558, PALM BEACH GARDENS, FL 33418-1558

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 SHORE RD, WESTERLY, RI 02891-5110
Document Number	2017-2830
Book / Page	002017 / 022830
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SHORE RD WESTERLY RI 028915110, WESTERLY, RI 02891-5110

Mortgage

Document Number	2017-2830
Date	Dec 22, 2017
Book Page	002017/022830
Instrument	5629

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	3 SHORE RD, WESTERLY, RI 02891-5110
Document Number	2017-6991
Book / Page	002017 / 016991
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 N OCEAN BLVD GULF STREAM FL 334837456, GULF STREAM, FL 33483-7456

Mortgage

Document Number	2017-6991
Date	Sep 26, 2017
Book Page	002017/016991
Instrument	4199

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,388.00 (-5.98%)	$1,039,100 (+27.22%) Land $460,900 Building $578,200
2023	$7,858.00 (+0.63%)	$816,800 (-) Land $332,600 Building $484,200
2022	$7,809.00	$816,800 Land $332,600 Building $484,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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