3 Shore Ct, Oswego, IL 60543 Property Records

Kendall County property record for 3 Shore Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,086 sqft · built 1965
Lot Size0.241 acres (10,508 sqft)
OwnerIndividual Name on File
Last Sale$198,000 (Sep 2019)
Tax Bill$6,014 (2024)
Deeds & MortgagesAug 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-07-277-010

Property Details

APN / Parcel Number

Primary APN03-07-277-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,086 sqft Living Area
Gross Area2,086 sqft
1st Floor Area1,086 sqft
Basement Area675 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,508 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address3 SHORE CT
CityOSWEGO
StateIL
Zip60543-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 72 MARINA TERRACE
Legal SubdivisionMARINA TERRACE
Legal Lot Number72
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1014
Census Tract890301

Owner

3 Shore Ct is owned and occupied by an individual who bought it in September 2019.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3 SHORE CT, OSWEGO, IL 60543-9277
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Sep 27, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on File
Deed SaleSep 27, 2019 · Amount on File
Prior SaleJun 19, 2008 · Amount on File
Deed Document Number201914169
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address3 SHORE CT, OSWEGO, IL 60543-9277
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014209
DateAug 3, 2020
Instrument202000014209
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 27, 2019
Property Address3 SHORE CT, OSWEGO, IL 60543-9277
Document Number0000014169
Instrument DateSep 4, 2019
Instrument14169
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 EDGEWOOD AVE AURORA IL 605053224, AURORA, IL 60505-3224

Mortgage

Document Number14170
DateSep 27, 2019
Instrument14170
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,716 Land $19,793 Building $67,923$263,148 Land $59,379 Building $203,769
2024$6,014.00
2022$69,022 Land $15,575 Building $53,447$207,066 Land $46,725 Building $160,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Shore Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1996–2013)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Shore Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-VALLEY MARINA
private · serves 1,102 people · EPA ID IL0935100
Water SourceGroundwater
Last State InspectionApr 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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