3 Shell St, New Bedford, MA 02744 Property Records

Bristol County and New Bedford City property record for 3 Shell St, New Bedford, MA 02744

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,222 sqft · built 1972
Lot Size0.196 acres (8,529 sqft)
Owner2 Individual Names on Record
Tax Bill$4,642 (2025)
Deeds & MortgagesNov 2020 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNNEWB M:0005 L:0215

Property Details

APN / Parcel Number

Primary APNNEWB M:0005 L:0215
Alternative APNs
  • NWBF M:0005 L:0215
  • 218

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
Gross Area2,828 sqft
Basement Area1,222 sqft
Unfinished Basement1,222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,529 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number218
Street Address3 SHELL ST
CityNEW BEDFORD
StateMA
Zip02744-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionCITY NEW BEDFORD
Legal Lot Number215
JurisdictionNEW BEDFORD MA
Township / Civil DivisionNEW BEDFORD
Census Block Group1
Census Block1010
Census Tract652800

Owner

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 SHELL ST, NEW BEDFORD, MA 02744-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW BEDFORD MA
Property Address3 SHELL ST, NEW BEDFORD, MA 02744-1331
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013517-322
DateNov 27, 2020
Book Page13517/322
Instrument30261
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term805 Months
DueDec 1, 2087
Interest
Rate TypeAdjustable Rate
Rate2.71%
Type Change DateDec 1, 2021
IndexOther

Tax Assessment & Valuation

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityNew Bedford City
Unified School DistrictNew Bedford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,642.00 (+2.79%)$410,400 (+9.06%) Land $141,000 Building $269,400$374,395 (+0.51%)
2024$4,516.00 (+0.36%)$376,300 (+19.5%) Land $132,800 Building $243,500$372,495
2023$4,500.00$314,900 Land $114,400 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims19 (1983–2022)
Claims Outside the SFHA3 of 19
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Tropical Storm Henri, Sep 2021 · 2 claims
  • Severe Storms And Flooding, Oct 2005 · 3 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BEDFORD DPI
serves 101,079 people · EPA ID MA4201000
Water SourceSurface water
Last State InspectionApr 2023
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shell St

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