3 Shady Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 3 Shady Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,140 sqft · built 1976
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$3,011,391 (Oct 1992)
Tax Bill	$2,882 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2021 Mortgage
APN	`112-019-7823`

Property Details

APN / Parcel Number

Primary APN	`112-019-7823`
Alternative APN	`40072`

Interior

Building Area	3,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Lot Area	20,000 sqft
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-019-7823
Street Address	3 SHADY LN
City	COVINGTON
State	LA
Zip	70433-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY SIDE ESTATES PT LT11 SQ23
Legal Range	11
Legal Township	07
Legal Section	37
Legal Subdivision	SHADY LANE (TAX DISTRICT 12)
Legal Lot Number	11
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	40304

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SHADY LN, COVINGTON, LA 70433-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 1992 · Amount on Record
Deed Sale	Oct 21, 1992 · Amount on Record
Deed Document Number	834581
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	3 SHADY LN, COVINGTON, LA 70433-4915
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002246609
Date	Jan 11, 2021
Instrument	2246609

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	3 SHADY LN, COVINGTON, LA 70433-4915
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306467
Date	Dec 20, 2021
Instrument	2306467

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,882.00 (-3.55%) Homeowner's exemption	$31,531 (-) Land $4,635 Building $26,896	$315,307 (-) Land $46,350 Building $268,957
2024	$2,988.00 (+25.39%) Homeowner's exemption	$31,531 (+23.73%) Land $4,635 Building $26,896	$315,307 (+23.73%) Land $46,350 Building $268,957
2023	$2,383.00 Homeowner's exemption	$25,484 (-) Land $4,635 Building $20,849	$254,840 (-) Land $46,350 Building $208,490
2022	$2,383.00 Homeowner's exemption	$25,484 Land $4,635 Building $20,849	$254,840 Land $46,350 Building $208,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	97 (1978–2021)
Claims Outside the SFHA	68 of 97
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 16 claims Hurricane Katrina, Aug 2005 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 78% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAU CHENE WATER SYSTEM private · serves 4,650 people · EPA ID LA1103006
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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