Flagler County property record for 3 September Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,219 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2023) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7058-00550-0150 |
| Primary APN | 07-11-31-7058-00550-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,219 sqft Living Area |
| 1st Floor Area | 2,219 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 SEPTEMBER PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DPX |
| Legal Description | PALM COAST SEC 58 BLK 55 LOT 15 OR 205 PG 648 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 15 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 60208 |
3 September Pl is owned and occupied by two individuals who bought it in October 2023.
Source: Flagler County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATION ONE MORTGAGE |
| Apr 21, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC |
| Jan 25, 2021 | Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on File |
| Deed Sale | Oct 25, 2023 · Amount on File |
| Prior Sale | Apr 21, 2022 · Amount on File |
| Deed Document Number | 202346708 |
| Deed Book / Page | 2822 / 1532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 25, 2023 |
| Property Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Document Number | 0028221532 |
| Book / Page | 2822 / 1532 |
| Map Reference | MB 19 PG 26-40 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023046708 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 ALBACETE RD, SAINT AUGUSTINE, FL 32084-9044 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Document Number | 0028221534 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2822/1534 |
| Name | NATION ONE MORTGAGE |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Document Number | 0026800960 |
| Book / Page | 2680 / 960 |
| Map Reference | MB 19 PG 26-40 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022021035 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,143.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD, JACKSONVILLE, FL 32257-2007 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Document Number | 0002680961 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2680/961 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 3 SEPTEMBER PL, PALM COAST, FL 32164-4412 |
| Document Number | 0025181252 |
| Book / Page | 2518 / 1252 |
| Map Reference | MB 19 PG 26-40 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2021003542 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 FOREST AVE, GLEN COVE, NY 11542-2107 |
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD STE 202, 202, JACKSONVILLE, FL 32257-2008 |
The 2025 property tax bill for 3 September Pl was $4,764, up 1.9% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,764.00 (+1.88%) | $305,276 Land $51,000 Building $254,276 | $305,276 Land $51,000 Building $254,276 |
| 2024 | $4,676.00 (-5.78%) | ||
| 2023 | $4,963.00 (+773.77%) Homeowner's exemption | $310,627 (+590.28%) Land $43,000 Building $267,627 | $310,627 (+590.28%) Land $43,000 Building $267,627 |
| 2022 | $568.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 September Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 September Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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