3 Sengekontacket Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 3 Sengekontacket Rd, Oak Bluffs, MA 02557 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,770 sqft · built 2016
Lot Size	1.85 acres (80,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,940,000 (Dec 2020)
Tax Bill	$15,366 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0049 B:0006 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0049 B:0006 L:000`
Alternative APN	`4309`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,909 sqft (1.85 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4309
Street Address	3 SENGEKONTACKET RD
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3061
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0049 B:0006 L:000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 N BUCKRIDGE DR, WILMINGTON, DE 19807-2271
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Dec 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PNC BANK NA
Dec 08, 2017	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Dec 08, 2017 · Amount on Record
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	3 SENGEKONTACKET RD, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084818
Date	Jan 12, 2018
Instrument	84818

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2043

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 31, 2020
Property Address	3 SENGEKONTACKET RD, OAK BLUFFS, MA 02557
Document Number	0000089543
Instrument Date	Dec 30, 2020
Instrument	89543
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 N BUCKRIDGE DR, WILMINGTON, DE 19807-2271

Mortgage

Document Number	0000089544
Date	Dec 31, 2020
Instrument	89544

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 08, 2017
Property Address	3 SENGEKONTACKET RD, OAK BLUFFS, MA 02557
Document Number	0000084676
Instrument	84676
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SENGEKONTACKET RD # 48, 48, EDGARTOWN, MA 02539-7829

Mortgage

Date	Dec 08, 2017

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 08, 2048

Interest

Rate	3.5%
Max Rate At Change	10.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$15,366.00 (-0.1%)	$3,042,800 (+3.46%) Land $914,700 Building $2,128,100
2024	$15,382.00 (+17.22%)	$2,941,100 (+18.34%) Land $831,300 Building $2,109,800
2023	$13,122.00	$2,485,300 Land $807,700 Building $1,677,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dukes County (25007C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250072002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 55 individual NFIP policies nearby
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm	Coastal Storm, Oct 1991 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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