Middlesex County and Acton Town property record for 3 Seneca Rd, Acton, MA 01720 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,901 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $482,500 (2013) |
| Tax Bill | $11,576.00 (2025) |
| Primary APN | ACTO M:00E2 B:0089 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,901 sqft Living Area |
| Gross Area | 3,584 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Pool Type | In-Ground Pool Pool Type |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3 SENECA RD |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 89 |
| Jurisdiction | ACTON MA |
| Minor Civil Division | ACTON |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00E2 B:0089 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SENECA RD, ACTON, MA 01720-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 09, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2013 · Amount on Record |
| Deed Sale | Jan 07, 2013 · Amount on Record |
| Prior Sale | Jun 28, 2001 · Amount on Record |
| Deed Book / Page | 60904 / 555 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 SENECA RD, ACTON, MA 01720-2518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084913-26 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 84913/26 |
| Instrument | 143479 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 SENECA RD, ACTON, MA 01720-2518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080689-263 |
|---|---|
| Date | Sep 09, 2022 |
| Book Page | 80689/263 |
| Instrument | 137716 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 SENECA RD, ACTON, MA 01720-2518 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 072618-112 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 72618/112 |
| Instrument | 64670 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,576.00 (+6.46%) | $675,000 (+3.48%) Land $313,400 Building $361,600 | $926,535 (+6.14%) |
| 2024 | $10,874.00 (+2.69%) | $652,300 (+8.18%) Land $313,400 Building $338,900 | $872,955 |
| 2023 | $10,589.00 | $603,000 Land $285,000 Building $318,000 |
3 Seneca Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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