3 Sedgefield Path S, Palm Coast, FL 32164 Property Records

Flagler County property record for 3 Sedgefield Path S, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,832 sqft · built 2024
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$374,000 (Mar 2025)
Tax Bill$5,150 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Oct 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7058-00450-0220

Property Details

APN / Parcel Number

Primary APN07-11-31-7058-00450-0220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,832 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3 SEDGEFIELD PATH S
CityPALM COAST
StateFL
Zip32164-4422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 58 BLK 45 LOT 22 OR 334 PG 253 OR 1385 PG 298 OR 1804/1622 OR 2060/1986
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block45
Legal Lot Number22
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3002
Census Tract60208

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3 SEDGEFIELD PATH N, PALM COAST, FL 32164-4428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 6, 2023Warranty Deed, Transfer
Jan 20, 2021Warranty Deed, Transfer
HILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 5, 2025 · Amount on Record
Deed SaleMar 5, 2025 · Amount on Record
Prior SaleOct 6, 2023
Deed Document Number2025008994
Deed Book / Page2940 / 1823
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 5, 2025
Property Address3 SEDGEFIELD PATH S, PALM COAST, FL 32164-4422
Document Number0029401823
Book / Page2940 / 1823
Map ReferenceMB 19 PG 34
Instrument DateFeb 27, 2025
Instrument2025008994
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2025
Title CompanyAVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,618.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 CYPRESS POINT PARKWAY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 SEDGEFIELD PATH N, PALM COAST, FL 32164-4428

Mortgage

Document Number0029401825
DateMar 5, 2025
Instrument2940/1825
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2055

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 6, 2023
Property Address3 SEDGEFIELD PATH S, PALM COAST, FL 32164-4422
Document Number0028171360
Book / Page2817 / 1360
Map ReferenceMB 19 PG 26-40
Instrument DateSep 29, 2023
Instrument2023043631
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address185 CYPRESS POINT PARKWAY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407
InvestorPossibly a Property Investor

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 20, 2021
Property Address3 SEDGEFIELD PATH S, PALM COAST, FL 32164-4422
Document Number0025170664
Book / Page2517 / 664
Map ReferenceMB 19 PG 26-40
Instrument DateJan 8, 2021
Instrument2021002834
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyHILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$154.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8234 DIAMOND COVE CIR, ORLANDO, FL 32836-6052

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,150.00 (+531.9%)$287,506 (+553.42%) Land $52,000 Building $235,506$287,506 (+553.42%) Land $52,000 Building $235,506
2023$815.00 (-6.86%)$44,000 (-4.35%) Land $44,000$44,000 (-4.35%) Land $44,000
2022$875.00$46,000 Land $46,000$46,000 Land $46,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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