3 Second Ct, Chester, NY 10918 Property Records

Orange County and Chester Town property record for 3 Second Ct, Chester, NY 10918

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,764 sqft · built 1967
Lot Size	0.836 acres (36,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Mar 2021)
Tax Bill	$10,308 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332289 19-1-15`

Property Details

APN / Parcel Number

Primary APN	`332289 19-1-15`
Alternative APNs	`228901900000010150000000` `19-1-15`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	1,854 sqft
1st Floor Area	1,064 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	36,400 sqft (0.836 acres)
Lot Dimensions	182 ft deep x 200 ft wide
View / Lot	Suburban
Garage Type	Carport
Garage Area	117 sqft
Carport	Carport
Carport Area	117 sqft
Porch	Covered Porch
Porch Area	498 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19-1-15
Street Address	3 SECOND CT
City	CHESTER
State	NY
Zip	10918-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LT 10 BLK C SEC B SURREY
Legal Subdivision	SURREY MDWS SEC B
Legal Block	1
Legal Lot Number	15.00
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1003
Census Tract	14301

Owner

Source: Orange County and Chester Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SECOND CT, CHESTER, NY 10918-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Feb 22, 2007 · Amount on Record
Prior Transfer Date	Feb 14, 2007
Prior Transfer Doc	0123710118
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 SECOND CT, CHESTER, NY 10918-1145
Document Number	0000039831
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SECOND CT CHESTER NY 109181145, CHESTER, NY 10918-1145

Mortgage

Document Number	0000039831
Date	Aug 3, 2020
Book Page	014780/001384
Instrument	39831

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2030

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Chester Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,900 (-) Land $43,400 Building $101,500	$396,700 (+8.18%)
2024	$10,308.00 (+165.12%)	$144,900 (-) Land $43,400 Building $101,500	$366,700 (+3.76%)
2023		$144,900 Land $43,400 Building $101,500	$353,400 Land $105,849 Building $247,551
2021	$3,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2021)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.2% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20