3 Secluded Rdg, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 3 Secluded Rdg, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,165 sqft · built 1997
Lot Size	2.88 acres (125,814 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2019)
Tax Bill	$9,674 (2025)
Deeds & Mortgages	Jan 2023 Sale Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:141 B:000 L:044`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:141 B:000 L:044`
Alternative APN	`M:000G B:0000 L:0149`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
Gross Area	6,289 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	125,814 sqft (2.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 SECLUDED RDG
City	SOUTHWICK
State	MA
Zip	01077-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	44
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	2
Census Block	2025
Census Tract	813102

Owner

3 Secluded Rdg is owned and occupied by two individuals who bought it in October 2019.

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed, Transfer
Oct 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Dec 13, 2017	Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	201956968
Deed Book / Page	22882 / 423
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Jan 31, 2023
Property Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376
Document Number	024895-462
Book / Page	24895 / 462
Instrument Date	Jan 31, 2023
Instrument	5042
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Oct 1, 2019
Property Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376
Document Number	22882-423
Book / Page	22882 / 423
Instrument Date	Apr 12, 2019
Instrument	56968
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376

Mortgage

Document Number	56969
Date	Oct 1, 2019
Instrument	56969

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Dec 13, 2017
Property Address	3 SECLUDED RDG, SOUTHWICK, MA 01077-9376
Document Number	21984-599
Book / Page	021984 / 000599
Instrument Date	Oct 19, 2017
Instrument	73769
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OLD FARM RD WESTFIELD MA 010855020, WESTFIELD, MA 01085-5020

Mortgage

Document Number	21985-1
Date	Dec 13, 2017
Book Page	021985/000001
Instrument	73770

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Secluded Rdg was $9,674, up 5.6% from the year before.

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,674.00 (+5.65%)	$621,300 (+4.97%) Land $145,600 Building $475,700	$561,830
2024	$9,157.00 (+6.59%)	$591,900 (+10.99%) Land $135,700 Building $456,200
2023	$8,591.00	$533,300 Land $135,700 Building $397,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Secluded Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Secluded Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Secluded Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures