3 Seaview Pointe, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 3 Seaview Pointe, Highlands, NJ 07732

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,294 sqft · built 1988
Lot Size	0.039 acres (1,705 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Jul 2000)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00049-0000-00015-03`

Property Details

APN / Parcel Number

Primary APN	`19-00049-0000-00015-03`
Alternative APNs	`19000490000000150003` `00009280`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,294 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	654 sqft
Basement Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	1,705 sqft (0.039 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00009280
Street Address	3 SEAVIEW POINTE
City	HIGHLANDS
State	NJ
Zip	07732
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEAVIEW POINTE UNIT 3 NIT 1A
Legal Subdivision	SEAVIEW POINTE
Legal Block	49
Legal Lot Number	15.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2019
Census Tract	800101

Owner

3 Seaview Pointe, a condominium, is owned by two individuals who bought it in July 2000.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40B CENTER ST, 3, HIGHLANDS, NJ 07732-1748
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 16, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2000 · Amount on File
Deed Sale	Jul 25, 2000 · Amount on File
Prior Sale	Mar 4, 1994 · Amount on File
Deed Book / Page	5957 / 791
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEAVIEW POINTE, HIGHLANDS, NJ 07732
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CENTER ST B, B, HIGHLANDS, NJ 07732-1748

Mortgage

Document Number	0096182612
Date	Oct 4, 2022
Book Page	9618/2612
Instrument	2022100011

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 SEAVIEW POINTE, HIGHLANDS, NJ 07732
Document Number	0000108829
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CENTER ST HIGHLANDS NJ 077321748, HIGHLANDS, NJ 07732-1748

Mortgage

Document Number	0000108829
Date	Sep 24, 2020
Book Page	009443/002786
Instrument	108829

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 23, 2035

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 16, 2017
Property Address	3 SEAVIEW POINTE, HIGHLANDS, NJ 07732
Document Number	0000027766
Book / Page	009217 / 005084
Instrument Date	Feb 28, 2017
Instrument	27766
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	SURETY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40B CENTER ST #3 HIGHLANDS NJ 077321748, 3, HIGHLANDS, NJ 07732-1748

Mortgage

Document Number	27767
Date	Mar 16, 2017
Book Page	009217/005094
Instrument	27767

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Seaview Pointe was $5,865, up 34.5% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,000 (+7.58%) Land $265,000 Building $104,000	$369,000 (+7.58%) Land $265,000 Building $104,000
2025	$5,865.00 (+34.55%)	$343,000 Land $240,000 Building $103,000	$343,000 Land $240,000 Building $103,000
2024	$4,359.00
2023		$217,600 Land $110,000 Building $107,600	$217,600 Land $110,000 Building $107,600
2022	$4,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Seaview Pointe in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Seaview Pointe has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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