Chatham County property record for 3 Seaton Cross, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,205 sqft · built 2008 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Mar 2026) |
| Tax Bill | $6,667 (2025) |
| Deeds & Mortgages | Jun 2008 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5-1009G-01-076 |
| Primary APN | 5-1009G-01-076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,205 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 853 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 748 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 3 SEATON CROSS |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-9670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 185 WESTBROOK SUB PHASE 4B SMB 34S 34A-B .49 AC |
| Legal Subdivision | WESTBROOK SUB |
| Legal Phase | 4B |
| Legal Lot Number | 185 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10821 |
Source: Chatham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2008 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 3, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE |
| Jun 1, 2007 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Book / Page | 3916 / 383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00342E0017 |
|---|---|
| Date | Jun 19, 2008 |
| Book Page | 342E/017 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Jul 1, 2011 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Mar 3, 2026 |
| Property Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 0039160383 |
| Book / Page | 3916 / 383 |
| Instrument Date | Feb 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 0003916385 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 3916/385 |
| Name | NEW AMERICA FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jul 17, 2017 |
| Property Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 0011380681 |
| Book / Page | 1138 / 681 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 2017-007598 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 0011380683 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 1138/683 |
| Instrument | 30522320026 |
| Name | GUILD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 1, 2007 |
| Property Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 00326T0483 |
| Book / Page | 326T / 483 |
| Instrument Date | Jun 1, 2007 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SEATON CROSS, POOLER, GA 31322-9670 |
| Document Number | 00326T0485 |
|---|---|
| Date | Jun 5, 2007 |
| Book Page | 326T/485 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Jun 1, 2012 |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,667.00 (+5.03%) | $317,680 (+12.57%) Land $78,000 Building $239,680 | $794,200 (+12.57%) Land $195,000 Building $599,200 |
| 2023 | $282,200 (+8.91%) Land $50,000 Building $232,200 | $705,500 (+8.91%) Land $125,000 Building $580,500 | |
| 2022 | $6,348.00 | $259,120 Land $38,000 Building $221,120 | $647,800 Land $95,000 Building $552,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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