Westerly Town property record for 3 Sea Gull Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,569 sqft · built 1977 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,373 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WEST M:142 B:23 |
| Primary APN | WEST M:142 B:23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 2,887 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 17000495 |
|---|---|
| Street Address | 3 SEA GULL RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 23 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 51000 |
3 Sea Gull Rd is owned and occupied by an individual.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SEA GULL RD, WESTERLY, RI 02891-4421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 30, 2026 |
| Property Address | 3 SEA GULL RD, WESTERLY, RI 02891-4421 |
| Document Number | 02026-6213 |
| Book / Page | 2026 / 6213 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20261353 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 SEA GULL RD, WESTERLY, RI 02891-4421 |
| Document Number | 0000001353, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 2026/6213 |
| Instrument | 20261353 |
| Name | NEWREZ LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3 Sea Gull Rd was $7,373.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,373.00 | $1,037,000 Land $761,800 Building $275,200 | $927,897 |
| 2023 | $7,164.00 (+0.63%) | $744,700 (-) Land $544,200 Building $200,500 | |
| 2022 | $7,119.00 | $744,700 Land $544,200 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Sea Gull Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Sea Gull Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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