3 Scott Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Scott Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,495 sqft · built 1967
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Mar 2023)
Tax Bill	$17,190 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 49.-4-45`

Property Details

APN / Parcel Number

Primary APN	`473489 49.-4-45`
Alternative APNs	`0800-049.00-04.00-045.000` `348904900000040450000000` `47340012487` `S15131`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,495 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	1,285 sqft
2nd Floor Area	1,210 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S15131
Street Address	3 SCOTT DR
City	SMITHTOWN
State	NY
Zip	11787-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-711651 TC-66 *4365 LOT 131 SMITHTOWN HILLSIDE SEC 4
Legal Subdivision	SMITHTOWN HILLSIDE SEC 4
Legal Block	4
Legal Lot Number	45
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3005
Census Tract	134906

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SCOTT DR, SMITHTOWN, NY 11787-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed, Transfer · Stand-Alone First Mortgage BETHPAGE FCU
Apr 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Dec 24, 2014 · Amount on Record
Deed Book / Page	13191 / 917
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 6, 2023
Property Address	3 SCOTT DR, SMITHTOWN, NY 11787-1319
Document Number	0131910917
Book / Page	13191 / 917
Instrument Date	Dec 14, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SANDY DR, SMITHTOWN, NY 11787-1317

Mortgage

Document Number	0023488454
Date	Mar 6, 2023
Instrument	23488/454

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.5%
Index	1-Year CMT

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 SCOTT DR, SMITHTOWN, NY 11787-1319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230160132
Date	Apr 1, 2019
Book Page	23016/132
Instrument	DK000119

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 SCOTT DR, SMITHTOWN, NY 11787-1319
Document Number	0231260400
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SCOTT DR SMITHTOWN NY 117871319, SMITHTOWN, NY 11787-1319

Mortgage

Document Number	0231260400
Date	Apr 16, 2020
Book Page	023126/000400

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,303 (-) Land $375 Building $5,928	$787,875 (+10,774.74%) Land $46,875 Building $741,000
2024	$17,190.00
2023		$6,303 (-) Land $375 Building $5,928	$7,245 (+12.64%) Land $431 Building $6,814
2022	Homeowner's exemption Veteran's exemption	$6,303 Land $375 Building $5,928	$6,432 Land $383 Building $6,049

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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