3 Schooner Ct, Panacea, FL 32346 Property Records

Wakulla County property record for 3 Schooner Ct, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,464 sqft · built 2024
Lot Size	0.187 acres (8,146 sqft)
Owner	Company Name on Record
Last Sale	$745,000 (Jun 2025)
Tax Bill	$8,432 (2025)
Deeds & Mortgages	Jun 2025 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone VE (high risk)
APN	`08-6S-01W-302-04863-A04`

Property Details

APN / Parcel Number

Primary APN	`08-6S-01W-302-04863-A04`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,464 sqft Living Area
Gross Area	4,890 sqft
1st Floor Area	2,464 sqft
Flooring	Vinyl/Resilient
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3 SCHOONER CT
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADEWINDS SUBD LOT 4 & BOATSLIP O MARINA VILLAGE HAR. OR 504 P 451 OR 616 P 559 OR 776 P 282 OR 1119 P 6 OR 1220 P 161 OR 1225 P 308 OR 1415 P 474
Legal Range	01W
Legal Township	06S
Legal Section	08
Legal Subdivision	TRADE WINDS
Legal Lot Number	4
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	3
Census Block	3119
Census Tract	10102

Owner

Source: Wakulla County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6685, THOMASVILLE, GA 31758-6685
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 23, 2021	Quit Claim Deed, Transfer · Commercial Mortgage GROUNDFLOOR REAL ESTATE 1 LLC
Jul 21, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	2025442797
Deed Book / Page	1415 / 474
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0000395635
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jun 24, 2025
Property Address	3 SCHOONER CT, PANACEA, FL 32346-2671
Document Number	0000442797
Book / Page	1415 / 474
Map Reference	MB 4 PG 7
Instrument Date	Jun 18, 2025
Instrument	442797
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 14083, TALLAHASSEE, FL 32317-4083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6685, THOMASVILLE, GA 31758-6685

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Aug 23, 2021
Property Address	3 SCHOONER CT, PANACEA, FL 32346-2671
Document Number	0000395635
Book / Page	1225 / 308
Map Reference	MB 4 PG 7
Instrument Date	Aug 13, 2021
Instrument	395635
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2210 HOLLY SPRINGS PKWY # PKWY867, PKWY867, HOLLY SPRINGS, GA 30142-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14083, TALLAHASSEE, FL 32317-4083

Mortgage

Document Number	0001225310
Date	Aug 23, 2021
Instrument	1225/310

Lender

Name	GROUNDFLOOR REAL ESTATE 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jul 21, 2021
Property Address	3 SCHOONER CT, PANACEA, FL 32346-2671
Document Number	0000394403
Book / Page	1220 / 161
Map Reference	MB 4 PG 7
Instrument Date	Jul 16, 2021
Instrument	394403
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$419.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1790 RIDGEWAY STACOM, TALLAHASSEE, FL 32310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2210 HOLLY SPRINGS PKWY UNIT 867, 867, HOLLY SPRINGS, GA 30142-1739

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jul 29, 2019
Property Address	SCHOONER CT, PANACEA, FL 32346
Document Number	0000371164
Book / Page	1119 / 0006
Map Reference	MB 4 PG 7
Instrument Date	Jul 19, 2019
Instrument	371164
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 ANCHORAGE DR, 463, NOKOMIS, FL 34275-3102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1790 ACORN RIDGE TRL, TALLAHASSEE, FL 32312-5140

Mortgage

Document Number	0000111910
Date	Jul 29, 2019
Instrument	1119/10

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,432.00 (+587.2%)	$596,023 (+496.02%) Land $60,000 Building $536,023	$596,023 (+496.02%) Land $60,000 Building $536,023
2024	$1,227.00 (+8.78%)	$100,000 (+8.44%) Land $100,000	$100,000 (+8.44%) Land $100,000
2023	$1,128.00 (+16.89%)	$92,220 (+31.74%) Land $90,000 Building $2,220	$92,220 (+31.74%) Land $90,000 Building $2,220
2022	$965.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	156 units insured incl. 24 condo units
Nearby Flood Claims	23 (1995–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 6 claims Hurricane Michael, Oct 2018 · 9 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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