3 School St, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 3 School St, Sandwich, MA 02563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1840
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$401,000 (Nov 2019)
Tax Bill$5,786 (2025)
Deeds & MortgagesMay 2021 Refinance
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSAND M:0073 B:0119

Property Details

APN / Parcel Number

Primary APNSAND M:0073 B:0119
Alternative APN
  • 10320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,709 sqft Living Area
Gross Area2,061 sqft
1st Floor Area1,269 sqft
AtticAttic
Attic Area440 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1978
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10320
Street Address3 SCHOOL ST
CitySANDWICH
StateMA
Zip02563-2262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block119
JurisdictionSANDWICH MA
Township / Civil DivisionSANDWICH
Census Block Group3
Census Block3061
Census Tract13300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Town Hall Square Historic District Boundary Increase
listed 2010 · 161 contributing resources · NRIS 10000752

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 SCHOOL ST, SANDWICH, MA 02563-2262
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD COOPERATIVE BANK
Nov 12, 2019Quit Claim Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleJun 28, 2013
Deed Document Number201956689
Deed Book / Page32460 / 76
Prior Transfer DateOct 7, 2019
Prior Transfer Doc32460-76
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANDWICH MA
Property Address3 SCHOOL ST, SANDWICH, MA 02563-2262
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number034134-280
DateMay 21, 2021
Book Page34134/280
Instrument34776
Lender
NameCAPE COD COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANDWICH MA
Recording DateNov 12, 2019
Property Address3 SCHOOL ST, SANDWICH, MA 02563-2262
Document Number32460-76
Book / Page32460 / 76
Instrument DateOct 7, 2019
Instrument56689
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 SCHOOL ST, SANDWICH, MA 02563-2262

Mortgage

Document Number56690
DateNov 12, 2019
Instrument56690
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionSandwich Town
Unified School DistrictSandwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,786.00 (+11.59%)$547,400 (+21.4%) Land $229,700 Building $317,700$684,475
2023$5,185.00$450,900 Land $149,700 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims60 (1978–2026)
Claims Outside the SFHA23 of 60
Most Recent ClaimFeb 2026 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 6 claims
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 15 claims
  • Coastal Storm, Oct 1991 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDWICH WATER DISTRICT
serves 23,000 people · EPA ID MA4261000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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