3 School St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 3 School St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Trust Names on File
Last Sale	$105,000 (Jun 2018)
Tax Bill	$5,771 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:010 L:013-B`

Property Details

APN / Parcel Number

Primary APN	`BELF M:010 L:013-B`
Alternative APNs	`M:010 L:013=B` `3103`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	3103
Street Address	3 SCHOOL ST
City	BELFAST
State	ME
Zip	04915-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13-B
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4032
Census Tract	43000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Primrose Hill Historic District listed 1973 · 5 contributing resources · NRIS 73000150

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 School St is owner-occupied and held in a trust since December 2023.

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3 SCHOOL ST, BELFAST, ME 04915-6421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2018	Warranty Deed, Transfer CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20185053
Deed Book / Page	4277 / 281
Last Transfer Date	Dec 20, 2023
Transfer Doc	004967/159
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Jan 5, 2024
Property Address	3 SCHOOL ST, BELFAST, ME 04915-6421
Document Number	004967/159
Book / Page	4967 / 159
Instrument Date	Dec 20, 2023
Instrument	2024-60
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 BONNE TERRE RD, WALDO, ME 04915-3026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELFAST ME
Recording Date	Jun 22, 2018
Property Address	3 SCHOOL ST, BELFAST, ME 04915-6421
Document Number	0042770281
Book / Page	004277 / 000281
Instrument Date	Jun 22, 2018
Instrument	5053
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	814 WATERVILLE RD WALDO ME 049153115, WALDO, ME 04915-3115

Mortgage

Document Number	42770284
Date	Jun 22, 2018
Book Page	004277/000284
Instrument	5054

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	CAMDEN, ME 04843

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 School St was $5,771, up 7.4% from the year before.

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,771.00 (+7.43%)	$353,200 (+1.26%) Land $140,400 Building $212,800
2024	$5,372.00 (+60.89%)	$348,800 (+109.99%) Land $140,400 Building $208,400
2023	$3,339.00 (-2.79%)	$166,100 (+3.49%) Land $52,100 Building $114,000
2022	$3,435.00	$160,500 Land $52,100 Building $108,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 School St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N..

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