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3 Saw Mill Rd, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 3 Saw Mill Rd, Cold Spring Harbor, NY 11724

Property Summary

Property TypeSingle Family Home
Lot Size1.88 acres (82,328 sqft)
Owner2 Company Names on Record
Last Sale$1,350,000 (Sep 2002)
Tax Bill$31,046 (2024)
Deeds & MortgagesJun 2026 Sale
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN0400-091.00-05.00-010.000

Property Details

APN / Parcel Number

Primary APN0400-091.00-05.00-010.000
Alternative APNs
  • 472689 091.00-05.00-010.000
  • 268909100005000100000000
  • 472600215550

Exterior

Lot Area82,328 sqft

Location & Zoning

Street Address3 SAW MILL RD
CityCOLD SPRING HARBOR
StateNY
Zip11724-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR80
Legal DescriptionBLK LOT
Legal SubdivisionMAP COLD SPRING FARMS
Legal Block500
Legal Lot Number10
JurisdictionSUFFOLK NY
Township / Civil DivisionHUNTINGTON
Census Block Group1
Census Block1011
Census Tract110104

Owner

Source: Suffolk County and Huntington Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2310
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer
May 29, 2020Deed of Trust, Mortgage · Line of Credit
CHASE BK/TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2002 · Amount on Record
Deed SaleSep 26, 2002 · Amount on Record
Prior SaleAug 9, 2000 · Amount on Record
Deed Document Number2002
Deed Book / Page12211 / 656
Last Transfer DateJan 4, 2026
Transfer Doc1334000874
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK NY
Recording DateJun 26, 2026
Property Address3 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2310
Document Number1334000874
Book / Page13340 / 874
Instrument DateJan 4, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2310

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address3 SAW MILL RD, COLD SPRING HARBOR, NY 11724-2310
Document Number0231490266
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SAW MILL RD COLD SPRING HARBOR NY 117242310, COLD SPRING HARBOR, NY 11724-2310

Mortgage

Document Number0231490266
DateJun 30, 2020
Book Page023149/000266
Lender
NameCHASE BK/TX
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 29, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionHuntington Town
Unified School DistrictCold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,975 (-) Land $1,000 Building $6,975$1,772,222 (+10,788.56%) Land $222,222 Building $1,550,000
2024$31,046.00$16,276 (+12.25%) Land $2,041 Building $14,235
2023$7,975 Land $1,000 Building $6,975$14,500 Land $1,818 Building $12,682

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2021–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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