3 Sandy Way, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 3 Sandy Way, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,750 sqft · built 1986
Lot Size	0.231 acres (10,058 sqft)
Owner	2 Trust Names on File
Last Sale	$845,000 (May 2010)
Tax Bill	$16,809 (2026)
Deeds & Mortgages	Mar 2023 Transfer Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0257 B:0212 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0257 B:0212 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,750 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,058 sqft (0.231 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 SANDY WAY
City	GLOUCESTER
State	MA
Zip	01930-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	212
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3003
Census Tract	221902

Owner

3 Sandy Way is owner-occupied and held in a trust since March 2023.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 SANDY WAY, GLOUCESTER, MA 01930-1461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2010 · Amount on File
Deed Sale	May 18, 2010 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Book / Page	29469 / 589
Last Transfer Date	Mar 2, 2023
Transfer Doc	041460-435
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 2, 2023
Property Address	3 SANDY WAY, GLOUCESTER, MA 01930-1461
Document Number	041460-435
Book / Page	41460 / 435
Instrument Date	Mar 2, 2023
Instrument	20230302001360
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 SALEM ST APT 801, 801, WAKEFIELD, MA 01880-4980

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	3 SANDY WAY, GLOUCESTER, MA 01930-1461
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041086-248
Date	Jul 25, 2022
Book Page	41086/248
Instrument	20220725002580

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 3 Sandy Way was $16,809, down 4.8% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,809.00 (-4.78%)	$1,805,500 (-0.59%) Land $1,075,900 Building $729,600	$1,594,271
2025	$17,653.00 (+6.9%)	$1,816,200 (+7.02%) Land $996,200 Building $820,000
2024	$16,513.00 (+8.49%)	$1,697,100 (+18.08%) Land $948,900 Building $748,200	$1,614,620
2023	$15,221.00	$1,437,300 Land $809,600 Building $627,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Sandy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sandy Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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