3 Sandy Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 3 Sandy Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 1966
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Sep 2018)
Tax Bill	$14,791 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 49.-3-9`

Property Details

APN / Parcel Number

Primary APN	`473489 49.-3-9`
Alternative APNs	`0800-049.00-03.00-009.000` `348904900000030090000000` `47340012419` `S15129`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Suburban
Porch	Open Porch
Shed	1 Shed
Shed Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S15129
Street Address	3 SANDY DR
City	SMITHTOWN
State	NY
Zip	11787-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-711601 TC-66 *4365 LOT 129 SMITHTOWN HILLSIDE SEC 4
Legal Subdivision	SMITHTOWN HILLSIDE SEC 4
Legal Block	3
Legal Lot Number	9
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3009
Census Tract	134906

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 SANDY DR, SMITHTOWN, NY 11787-1317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit TEACHERS FCU
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Sep 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Aug 28, 2009 · Amount on Record
Deed Book / Page	12980 / 322
Prior Transfer Date	Feb 4, 1998
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 SANDY DR, SMITHTOWN, NY 11787-1317
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232950203
Date	Jul 1, 2021
Book Page	23295/203
Instrument	DM020983

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 SANDY DR, SMITHTOWN, NY 11787-1317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231540423
Date	Jul 20, 2020
Book Page	23154/423
Instrument	DL016296

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 27, 2018
Property Address	3 SANDY DR, SMITHTOWN, NY 11787-1317
Document Number	0129800322
Book / Page	12980 / 322
Instrument Date	Aug 7, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,955 (+1.1%) Land $375 Building $5,580	$744,375 (+10,895.2%) Land $46,875 Building $697,500
2024	$14,791.00
2023		$5,890 Land $375 Building $5,515	$6,770 Land $431 Building $6,339

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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