3 Sands Point Rd, Monsey, NY 10952 Property Records

Rockland County and Ramapo Town property record for 3 Sands Point Rd, Monsey, NY 10952

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 7,686 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Owner Names on File
Last Sale	$860,000 (Aug 2005)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392689 49.15-3-55`

Property Details

APN / Parcel Number

Primary APN	`392689 49.15-3-55`
Alternative APNs	`268904901500030550000000` `00446980000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	7,686 sqft Living Area
1st Floor Area	3,650 sqft
2nd Floor Area	4,036 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	4 Parking Spaces
Patio Area	1,529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00446980000
Old Parcel Number	268904901500030550000000
Street Address	3 SANDS POINT RD
City	MONSEY
State	NY
Zip	10952-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:55.000 BLK:3 SEC:49.15 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV)
Legal Subdivision	CREST HOME
Legal Block	3
Legal Lot Number	55.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1005
Census Tract	12113

Owner

The current owner of 3 Sands Point Rd bought it in August 2005.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3 SANDS POINT RD, MONSEY, NY 10952-2111
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage QUORUM FCU
Sep 5, 2017	Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage STERLING NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2005 · Amount on File
Deed Sale	Aug 1, 2005 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	2005-00041797
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 SANDS POINT RD, MONSEY, NY 10952-2111
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	UNKNOWN, TSL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033683
Date	Oct 29, 2025
Instrument	2025-00033683

Lender

Name	QUORUM FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 SANDS POINT RD, MONSEY, NY 10952-2111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028275
Date	Sep 5, 2017
Instrument	2017-00028275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 SANDS POINT RD, MONSEY, NY 10952-2111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033568
Date	Oct 20, 2017
Instrument	2017-00033568

Lender

Name	STERLING NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$150,000 (-) Land $55,000 Building $95,000	$1,932,990 (+2,580.98%) Land $708,763 Building $1,224,227
2023	$150,000 Land $55,000 Building $95,000	$72,100 Land $26,437 Building $45,663

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Sands Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sands Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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