3 Sanders Ranch Rd, Moraga, CA 94556 Property Records

Contra Costa County property record for 3 Sanders Ranch Rd, Moraga, CA 94556

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,557 sqft · built 1985
Lot Size0.409 acres (17,800 sqft)
OwnerTrust Name on File
Tax Bill$9,487 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN258-332-012-8

Property Details

APN / Parcel Number

Primary APN258-332-012-8
Alternative APN
  • 258-332-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,557 sqft Living Area
1st Floor Area2,557 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleTraditional
Exterior MaterialWood Siding
Roof MaterialWood Shingle
Lot Area17,800 sqft (0.409 acres)
Garage TypeAttached
Garage Area958 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 SANDERS RANCH RD
CityMORAGA
StateCA
Zip94556-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2PDDT
Legal DescriptionT6143A L0002 B EX MR
Legal SubdivisionSUBDIVISION 6143
Legal Tract6143A
Legal Lot Number0002
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3013
Census Tract352102

Owner

3 Sanders Ranch Rd is held in a trust since February 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address3 SANDERS RANCH RD, MORAGA, CA 94556-2801
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
WELLSFARGOBANKNA
Mar 6, 2018Quit Claim Deed, Transfer
OTHER
Jun 15, 2017Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 28, 2018
Transfer Doc0000034388
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJun 2, 2026
Property Address3 SANDERS RANCH RD, MORAGA, CA 94556-2801
Document Number0000057155
Instrument DateMay 28, 2026
Instrument202657155
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address3 SANDERS RANCH RD, MORAGA, CA 94556-2801

Mortgage

Document Number0000057155,
DateJun 2, 2026
Instrument202657155
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 6, 2018
Property Address3 SANDERS RANCH RD, MORAGA, CA 94556-2801
Document Number0000034388
Instrument DateFeb 28, 2018
Instrument34388
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3 SANDERS RANCH RD MORAGA CA 945562801, MORAGA, CA 94556-2801

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateJun 15, 2017
Property Address3 SANDERS RANCH RD, MORAGA, CA 94556-2801
Document Number0000107320
Instrument DateMay 16, 2017
Instrument107320
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3 SANDERS RANCH RD MORAGA CA 945562801, MORAGA, CA 94556-2801

Tax Assessment & Valuation

The 2025 property tax bill for 3 Sanders Ranch Rd was $9,487.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityMoraga Town
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictMoraga Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$705,163 (+2%) Land $233,576 Building $471,587
2025$9,487.00$691,338 Land $228,997 Building $462,341
2023$8,984.00 (+1.51%)$664,494 Land $220,105 Building $444,389
2022$8,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Sanders Ranch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sanders Ranch Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Etheric Networks, T-Mobile, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sanders Ranch Rd

Nearby Streets

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