Suffolk County and Smithtown Town property record for 3 Saggese Ln, Nesconset, NY 11767
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,071 sqft · built 1970 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Sep 2003) |
| Tax Bill | $12,633 (2024) |
| Deeds & Mortgages | Oct 2018 Refinance Jan 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 107.-3-23 |
| Primary APN | 473489 107.-3-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| Gross Area | 2,578 sqft |
| 1st Floor Area | 1,057 sqft |
| 2nd Floor Area | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 507 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3 SAGGESE LN |
|---|---|
| City | NESCONSET |
| State | NY |
| Zip | 11767-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-646751 TC-53 *5141 LOT 15 SAGGESE LAWNS |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 135401 |
3 Saggese Ln is owned and occupied by two individuals who acquired it in November 2019.
Source: Suffolk County and Smithtown Town records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SAGGESE LN, NESCONSET, NY 11767-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 7, 2020 | Deed, Transfer |
| Jun 28, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2003 · Amount on File |
| Deed Sale | Sep 2, 2003 · Amount on File |
| Prior Sale | Jul 2, 1996 · Amount on File |
| Deed Book / Page | 12269 / 731 |
| Last Transfer Date | Nov 14, 2019 |
| Transfer Doc | 0130430010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 SAGGESE LN, NESCONSET, NY 11767-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229640354 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 22964/354 |
| Instrument | 18-0182745 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 7, 2020 |
| Property Address | 3 SAGGESE LN, NESCONSET, NY 11767-1717 |
| Document Number | 0130430010 |
| Book / Page | 13043 / 10 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 SAGGESE LN, NESCONSET, NY 11767-1717 |
| Document Number | 0229640355 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SAGGESE LN NESCONSET NY 117671717, NESCONSET, NY 11767-1717 |
| Document Number | 0229640355 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 022964/000355 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,865 Land $375 Building $5,490 | $733,125 Land $46,875 Building $686,250 | |
| 2024 | $12,633.00 | ||
| 2023 | $5,865 Land $375 Building $5,490 | $6,741 Land $431 Building $6,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Saggese Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Saggese Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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