3 Sagamore Trl, Black Hawk, CO 80422 Property Records

Gilpin County property record for 3 Sagamore Trl, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,287 sqft · built 2018
Lot Size	18.6 acres (812,394 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2025)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1711-182-00-022`

Property Details

APN / Parcel Number

Primary APN	`1711-182-00-022`
Alternative APN	`R013120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,287 sqft Heated Area
Gross Area	1,904 sqft
1st Floor Area	832 sqft
Basement Area	455 sqft
Finished Basement	455 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	812,394 sqft (18.6 acres)
Garage Type	Basement
Garage Area	306 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R013120
Street Address	3 SAGAMORE TRL
City	BLACK HAWK
State	CO
Zip	80422-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 18 T: 2S R: 72W SUBD: ROOSEVELT RIDGE EXEMPTION PLAT FILING 2 LOT: 020 CREATED BY SBE 07-01 RECPT #132632 REVISED RECPT #1
Legal Range	72W
Legal Township	02S
Legal Section	18
Legal Subdivision	ROOSEVELT RIDGE EXEMPTION PLAT FILING 2
Legal Lot Number	20
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2052
Census Tract	13801

Owner

3 Sagamore Trl is owned by two individuals who bought it in August 2025.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1762 DAUPHIN ST, MOBILE, AL 36604-1343
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Special Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA
May 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	2025178874
Record Updated	Jun 8, 2026

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Aug 20, 2025
Property Address	3 SAGAMORE TRL, BLACK HAWK, CO 80422-3314
Document Number	0000178874
Map Reference	DOC 132633
Instrument Date	Aug 11, 2025
Instrument	178874
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 MEADOWLARK DR, ERIE, CO 80516-7061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1762 DAUPHIN ST, MOBILE, AL 36604-1343
Investor	Possibly a Property Investor

Mortgage

Document Number	0000178875
Date	Aug 20, 2025
Instrument	178875

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Recording Date	May 28, 2020
Property Address	3 SAGAMORE TRL, BLACK HAWK, CO 80422
Document Number	0000166154
Instrument Date	May 27, 2020
Instrument	166154
Transaction Type	Construction Loan
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3059 NEDERLAND CO 804663059, NEDERLAND, CO 80466-3059

Mortgage

Document Number	0000166154
Date	May 28, 2020
Instrument	166154

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 27, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3 Sagamore Trl was $1,013, up 56.1% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (+56.09%)	$13,750 (+41.46%) Land $13,750	$220,000 (+51.72%) Land $220,000
2024	$649.00 (-27.57%)	$9,720 (-28.11%) Land $9,720	$145,000 (-28.17%) Land $145,000
2023	$896.00 (-3.24%)	$13,520 (+6.54%) Land $10,530 Building $2,990	$201,870 (+10.54%) Land $157,177 Building $44,693
2022	$926.00	$12,690 Land $10,080 Building $2,610	$182,620 Land $145,000 Building $37,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Sagamore Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sagamore Trl is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 73% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sagamore Trl

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