3 Saddle Ridge Rd, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 3 Saddle Ridge Rd, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,201 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,181,000 (Apr 2021)
Tax Bill	$15,022 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0023 B:00077 L:0000`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0023 B:00077 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,201 sqft Living Area
Gross Area	6,702 sqft
Basement Area	1,795 sqft
Unfinished Basement	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	3 SADDLE RIDGE RD
City	DOVER
State	MA
Zip	02030-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	77
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1022
Census Tract	405100

Owner

Source: Norfolk County and Dover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SADDLE RIDGE RD, DOVER, MA 02030-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 22, 2017	Deed, Transfer · ARM EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	202152631
Deed Book / Page	39303 / 473
Transfer Doc	31407-178
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Apr 22, 2021
Property Address	3 SADDLE RIDGE RD, DOVER, MA 02030-1639
Document Number	39303-473
Book / Page	39303 / 473
Instrument Date	Apr 22, 2021
Instrument	52631
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SADDLE RIDGE RD, DOVER, MA 02030-1639

Mortgage

Document Number	52632
Date	Apr 22, 2021
Instrument	52632

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DOVER MA
Recording Date	May 22, 2017
Property Address	3 SADDLE RIDGE RD, DOVER, MA 02030-1639
Document Number	35126-385
Book / Page	35126 / 385
Instrument	43724
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	351260389
Date	May 22, 2017
Instrument	35126/0389

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Max Rate At Change	60.1%
Max Rate	3.25%

Tax Assessment & Valuation

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,022.00 (+6.37%)	$1,332,900 (+3.45%) Land $664,300 Building $668,600	$1,485,705 (+1.9%)
2024	$14,122.00 (+2.86%)	$1,288,500 (+14.4%) Land $664,300 Building $624,200	$1,457,965
2023	$13,730.00	$1,126,300 Land $588,100 Building $538,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY (DOVER) private · serves 1,929 people · EPA ID MA3078006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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