Worcester County and Oxford Town property record for 3 Saad Dr, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,469 sqft · built 1962 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $377,000 (Jan 2022) |
| Tax Bill | $4,732 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jan 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:34A B:C11 |
| Primary APN | OXFO M:34A B:C11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,469 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 34AC11 |
|---|---|
| Street Address | 3 SAAD DR |
| City | OXFORD |
| State | MA |
| Zip | 01540-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | C11 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Jan 6, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILFORD FSB |
| Nov 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Mar 25, 2020 | Quit Claim Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Book / Page | 66898 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00064185-1 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 64185/1 |
| Instrument | 3312 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jan 6, 2022 |
| Property Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Document Number | 066898-311 |
| Book / Page | 66898 / 311 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 1904 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Document Number | 0000001905 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 1905 |
| Name | MILFORD FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61501-348 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 61501/348 |
| Instrument | 128770 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Mar 25, 2020 |
| Property Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Document Number | 62099-140 |
| Book / Page | 62099 / 140 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 30715 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Document Number | 30716 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 30716 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Aug 30, 2019 |
| Property Address | 3 SAAD DR, OXFORD, MA 01540-1523 |
| Document Number | 60978-181 |
| Book / Page | 060978 / 000181 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 88996 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $729.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600 GRAFTON ST SHREWSBURY MA 015454018, SHREWSBURY, MA 01545-4018 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,732.00 (+9,557.14%) | $386,900 (-1.75%) Land $78,200 Building $308,700 | $420,331 (-0.44%) |
| 2025 | $49.00 (-99.03%) | $393,800 (+5.04%) Land $89,900 Building $303,900 | $422,180 |
| 2024 | $5,054.00 (+8.59%) | $374,900 (+9.88%) Land $83,400 Building $291,500 | |
| 2023 | $4,654.00 | $341,200 Land $74,500 Building $266,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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