Stafford County property record for 3 S Pointe Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,106 sqft · built 1993 |
| Lot Size | 0.405 acres (17,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,200 (Mar 2018) |
| Tax Bill | $4,368 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54CC-1-12 |
| Primary APN | 54CC-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| Basement Area | 1,196 sqft |
| Finished Basement | 624 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,672 sqft (0.405 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 32894 |
|---|---|
| Old Parcel Number | 054CC 1 12 |
| Street Address | 3 S POINTE LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 12 SEC 1 17673 SQFT RIDGE POINTE |
| Legal Subdivision | RIDGE POINTE |
| Legal Lot Number | 12 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10405 |
3 S Pointe Ln is owned and occupied by two individuals who bought it in March 2018.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 S POINTE LN, FREDERICKSBURG, VA 22405-2771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 26, 2018 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 10, 2017 | Trustee's Deed, Foreclosure TW ENTS INC PSP/TR (CT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on File |
| Deed Sale | Mar 26, 2018 · Amount on File |
| Prior Sale | May 10, 2017 · Amount on File |
| Deed Document Number | 180004669 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 3 S POINTE LN, FREDERICKSBURG, VA 22405-2771 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0210041465 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210041465 |
| Name | PNC BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 4, 2061 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 26, 2018 |
| Property Address | 3 S POINTE LN, FREDERICKSBURG, VA 22405-2771 |
| Document Number | 180004669 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 4669 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2020 |
| Title Company | MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 S POINTE LN FREDERICKSBURG VA 224052771, FREDERICKSBURG, VA 22405-2771 |
| Document Number | 180004670 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 4670 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 10, 2017 |
| Property Address | 3 S POINTE LN, FREDERICKSBURG, VA 22405-2771 |
| Document Number | 170008155 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 8155 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Title Company | STA TITLE COMPANY, STA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1003 BRAGG RD FREDERICKSBURG VA 224074909, FREDERICKSBURG, VA 22407-4909 |
| Investor | Possibly a Property Investor |
| Document Number | 170008156 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 8156 |
| Name | TW ENTS INC PSP/TR (CT) |
|---|---|
| Address | 4343 PLANK RD, FREDERICKSBURG, VA 22407-4807 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | May 9, 2019 |
The 2025 property tax bill for 3 S Pointe Ln was $4,368.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,368.00 | $466,400 Land $120,000 Building $346,400 | $466,400 Land $120,000 Building $346,400 |
| 2023 | $4,061.00 | $429,800 Land $105,000 Building $324,800 | $429,800 Land $105,000 Building $324,800 |
| 2021 | $3,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 S Pointe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 S Pointe Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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