Carroll County property record for 3 S Main St, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,052 sqft · built 1898 |
| Lot Size | 0.069 acres (3,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Mar 2002) |
| Tax Bill | $1,815 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-005504 |
| Primary APN | 12-005504 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,052 sqft Total Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 3,022 sqft (0.069 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 005504 |
|---|---|
| Street Address | 3 S MAIN ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BL |
| Legal Description | LT - 3022 SQ FT SE/S OF S MAIN ST UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 512000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 S Main St is owned by two individuals who bought it in March 2002.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4253 CHAPEL RD, PERRY HALL, MD 21128-9753 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2002 · Amount on File |
| Deed Sale | Mar 26, 2002 · Amount on File |
| Prior Sale | Apr 22, 1988 · Amount on File |
| Deed Document Number | 200214533 |
| Deed Book / Page | 2854 / 429 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3 S Main St was $1,815, up 7.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,815.00 (+7.84%) | $123,500 Land $40,000 Building $83,500 | $123,500 Land $40,000 Building $83,500 |
| 2025 | $1,683.00 | ||
| 2023 | $1,429.00 | $96,600 Land $40,000 Building $56,600 | $96,600 Land $40,000 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF UNION BRIDGE serves 997 people · EPA ID MD0060013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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