Essex County and Topsfield Town property record for 3 S Main St, Topsfield, MA 01983
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,450 sqft · built 1854 |
| Lot Size | 0.776 acres (33,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jul 2023) |
| Tax Bill | $6,966 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101305 |
| Primary APN | 101305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1854 |
|---|---|
| Effective Year Built | Effective 1854 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,828 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 101305 |
|---|---|
| Street Address | 3 S MAIN ST |
| City | TOPSFIELD |
| State | MA |
| Zip | 01983-1812 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CR |
| Legal Subdivision | SOUTH MAIN STREET CONDO |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | TOPSFIELD MA |
| Township / Civil Division | TOPSFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 214100 |
Source: Essex County and Topsfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 S MAIN ST, TOPSFIELD, MA 01983-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 20, 2023 | Condominium Deed, Transfer |
| Jul 7, 2023 | Condominium Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Jul 17, 2012 · Amount on Record |
| Deed Document Number | 20233060 |
| Deed Book / Page | 41652 / 55 |
| Last Transfer Date | Aug 31, 2023 |
| Transfer Doc | 041867-222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Nov 20, 2023 |
| Property Address | 3 S MAIN ST, TOPSFIELD, MA 01983-1812 |
| Document Number | 041867-222 |
| Book / Page | 41867 / 222 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 20231120000380 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 S MAIN ST # 3, 3, TOPSFIELD, MA 01983-1812 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Recording Date | Jul 7, 2023 |
| Property Address | 3 S MAIN ST, TOPSFIELD, MA 01983-1812 |
| Document Number | 0041652-55 |
| Book / Page | 41652 / 55 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 20230707003060 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 RIVER RD, TOPSFIELD, MA 01983-2003 |
| Document Number | 230707003070 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 230707003070 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSFIELD MA |
| Property Address | 3 S MAIN ST, TOPSFIELD, MA 01983-1812 |
| Document Number | 37639-127 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 S MAIN ST #3 TOPSFIELD MA 019831812, 3, TOPSFIELD, MA 01983-1812 |
| Document Number | 37639-127 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 037639/000127 |
| Instrument | 2001210 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Topsfield Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Topsfield School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,966.00 (-7.94%) | $464,700 (-9.78%) Building $464,700 | $496,755 |
| 2024 | $7,567.00 (+53.52%) | $515,100 (+58.83%) Building $515,100 | |
| 2023 | $4,929.00 | $324,300 Building $324,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 10 (1978–2010) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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