Jefferson County property record for 3 Ryan St, Festus, MO 63028 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,020 sqft · built 1955 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,710 (Jul 2023) |
| Tax Bill | $951 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.04017003 |
| Primary APN | 193.006.04017003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,248 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 72 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 354 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3 RYAN ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DANIEL MCALLISTERS PT LOT 7 BLOCK 7 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | DANIEL MCALLISTERS |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 700801 |
Source: Jefferson County records · APN 193.006.04017003
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Oct 26, 2020 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit OZARKS FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 202318123 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 25, 2023 |
| Property Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Document Number | 0000018123 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023R-018123 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Name | Verified Name |
|---|---|
| Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Document Number | 0000018124 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023R-018124 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 26, 2020 |
| Property Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Document Number | 0000040317 |
| Instrument Date | Oct 18, 2020 |
| Instrument | 40317 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3224 RICHARDSON PLACE RD #8 ARNOLD MO 630103949, 8, ARNOLD, MO 63010-3949 |
| Document Number | 40318 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 40318 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3 RYAN ST, FESTUS, MO 63028-1924 |
| Document Number | 0000014791 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 RYAN ST FESTUS MO 630281924, FESTUS, MO 63028-1924 |
| Document Number | 0000014791 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 14791 |
| Name | OZARKS FED'L S&L ASSN |
|---|---|
| Address | 2 E COLUMBIA ST, FARMINGTON, MO 63640-3101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,000 (+7.14%) Land $1,500 Building $16,500 | $94,800 (-) Land $8,100 Building $86,700 | |
| 2024 | $951.00 (+0.53%) | $94,800 (+6.88%) Land $8,100 Building $86,700 | |
| 2023 | $946.00 | $16,800 (-) Land $1,500 Building $15,300 | $88,700 (-) Land $8,100 Building $80,600 |
| 2022 | $946.00 | $16,800 Land $1,500 Building $15,300 | |
| 2021 | $88,700 Land $8,100 Building $80,600 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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