3 Ruths Rd, Crested Butte, CO 81224 Property Records

Gunnison County property record for 3 Ruths Rd, Crested Butte, CO 81224

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,638 sqft · built 2001
Lot Size	0.179 acres (7,788 sqft)
Owner	Company Name on File
Last Sale	$3,100,000 (May 2021)
Tax Bill	$17,324 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R031567`

Property Details

APN / Parcel Number

Primary APN	`R031567`
Alternative APN	`317734401012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,638 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	7,788 sqft (0.179 acres)
Garage Area	301 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R031567
Street Address	3 RUTHS RD
City	CRESTED BUTTE
State	CO
Zip	81224-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, KAPUSHION SUBDIVISION
Legal Subdivision	KAPUSHION ADDITION #2
Legal Lot Number	12
Jurisdiction	GUNNISON CO
Township / Civil Division	CRESTED BUTTE
Census Block Group	1
Census Block	1016
Census Tract	963800

Owner

3 Ruths Rd is owned by a company that bought it in May 2021.

Source: Gunnison County records, as of February 24, 2026

Owner of Record	Company Name on File
Mailing Address	3124 BRYN MAWR DR, DALLAS, TX 75225-7723
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Sep 5, 2017	Intrafamily Transfer, Transfer
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Apr 5, 2000 · Amount on File
Deed Document Number	2021676036
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	0648831
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	May 18, 2021
Property Address	3 RUTHS RD, CRESTED BUTTE, CO 81224
Document Number	676036
Map Reference	DOC 459077
Instrument Date	May 18, 2021
Instrument	676036
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 DOVER FARM RD, 900, MANAKIN SABOT, VA 23103-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 HANOVER ST, DALLAS, TX 75225-7822

Mortgage

Document Number	676037
Date	May 18, 2021
Instrument	676037

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	3 RUTHS RD, CRESTED BUTTE, CO 81224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	665509
Date	Mar 6, 2020
Instrument	665509

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	MANAKIN SABOT, VA 23103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	3 RUTHS RD, CRESTED BUTTE, CO 81224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 DOVER FARM RD, MANAKIN SABOT, VA 23103-3034

Mortgage

Document Number	668660
Date	Aug 21, 2020
Instrument	668660

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUNNISON CO
Recording Date	Sep 5, 2017
Property Address	3 RUTHS RD, CRESTED BUTTE, CO 81224
Document Number	0648831
Map Reference	DOC459077
Instrument Date	Aug 23, 2017
Instrument	0648831
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	900 DOVER FARM RD, MANAKIN SABOT, VA 23103-3034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	3 RUTHS RD, CRESTED BUTTE, CO 81224
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0645073
Date	Feb 22, 2017
Instrument	0645073

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3 Ruths Rd was $17,324, down 3.5% from the year before.

Source: Gunnison County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Crested Butte Town
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,324.00 (-3.48%)	$232,840 (-9.86%) Land $46,300 Building $186,540	$3,725,420 Land $740,840 Building $2,984,580
2024	$17,948.00 (+2.79%)	$258,310 (+1.45%) Land $45,670 Building $212,640
2023	$17,460.00 (+87.78%)	$254,630 (+114.64%) Land $45,020 Building $209,610	$3,855,460 (+125.86%) Land $681,670 Building $3,173,790
2022	$9,298.00	$118,630 Land $30,030 Building $88,600	$1,706,980 Land $432,130 Building $1,274,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Ruths Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Ruths Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CRESTED BUTTE serves 2,440 people · EPA ID CO0126188
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Visionary Broadband.

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